LAS stands for Loan against Securities. LAS Flexi Loan is the loan available to clients against their investments. It provides liquidity without having to liquidate investments, at times when funds are required in an urgency. The securities like Equity/Debt mutual funds, shares, RBI Bonds, etc., are pledged against these securities, and loans are available at very competitive rates.

Key features:

1. Clients can repay the loan partially or fully any time.

2. No foreclosure charges.

3. Interest is charged every month on the utilized fund.

4. No account renewal charges.

LAS Flexi Loan request can be applied NJ E-wealth desk from the below path:

1. NJ E-wealth account desk >> Transact >> Loan >> LAS Flexi Loan - Bajaj >> Apply For Loan

LAS stands for Loan against Securities. LAS Term Loan is the loan available to clients against their investments. It provides liquidity without having to liquidate investments, at times when funds are required in an urgency. The securities like Equity/Debt mutual funds, shares are pledged. At a very competitive rate, a loan is provided against the pledged securities.

NJ Capital is currently offering term loans, repayment of which will be in the form of equated monthly instalments (EMI). EMI consists of Principal plus interest and will be debited from the borrower's bank account on a fixed date every month.

Key features:

1. Minimum loan amount 25,000 /-

2. The interest rates shall vary from 12% p.a. to 14.00% p.a depending on the tenure of the borrowing.

LAS request can be applied from NJ E-wealth desk from below path:

1. NJ E-wealth account desk >> Transact >> Loan >> LAS Term Loan >> Apply for Loan

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